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<?php namespace PhpOffice\PhpSpreadsheet\Calculation\Financial\CashFlow\Constant\Periodic; use PhpOffice\PhpSpreadsheet\Calculation\Financial\Constants as FinancialConstants; class InterestAndPrincipal { protected $interest; protected $principal; public function __construct( float $rate = 0.0, int $period = 0, int $numberOfPeriods = 0, float $presentValue = 0, float $futureValue = 0, int $type = FinancialConstants::PAYMENT_END_OF_PERIOD ) { $payment = Payments::annuity($rate, $numberOfPeriods, $presentValue, $futureValue, $type); $capital = $presentValue; $interest = 0.0; $principal = 0.0; for ($i = 1; $i <= $period; ++$i) { $interest = ($type === FinancialConstants::PAYMENT_BEGINNING_OF_PERIOD && $i == 1) ? 0 : -$capital * $rate; $principal = $payment - $interest; $capital += $principal; } $this->interest = $interest; $this->principal = $principal; } public function interest(): float { return $this->interest; } public function principal(): float { return $this->principal; } }